The PM Suraksha Bima Yojana, launched by the Indian government on 1st June 2024, provides insurance coverage up to Rs. 2 lakh for an annual premium of just Rs. 20. Initially, the premium was Rs. 12 until 2024-2025, but it has now been increased to Rs. 20. This scheme aims to offer financial protection to individuals against accidental death and disability. To benefit from the PM Suraksha Bima Yojana, individuals need to enroll and pay the annual premium, ensuring they are covered for unforeseen events. This affordable travel health insurance international
is a significant step towards securing the lives of many citizens.
PM Suraksha Bima Yojana Online Apply 2024
Scheme Name | Pradhan Mantri Suraksha Bima Yojana |
Launched By | Prime Minister Narendra Modi |
Beneficiaries | Citizens of India |
Objective | Health insurance for poor families |
Insurance Cover | Rs. 2 lakh |
Application Process | Online / Offline |
Official Website | https://jansuraksha.gov.in/ |
Under the PM Suraksha Bima Yojana 2024 you can buy health insurance
, the insurance holder pays an annual premium of ₹20. For joint accounts, both account holders must pay the premium separately, so each pays ₹20. Before 2022, the annual premium was ₹12, but it has been increased to ₹20(in 2024). This scheme provides affordable insurance, ensuring financial protection for individuals with minimal premium costs and also travel insurance for medical conditions.
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- The applicant must be a citizen of India.
- The age of the insured individual should be between 18 and 70 years.
- Under this scheme, it is mandatory for the insured to have a savings account in any bank.
- If the beneficiary has multiple savings accounts in one or more banks, they can only participate in this scheme through one savings account.
To apply online for PM Suraksha Bima Yojana in 2024, you can follow these steps:
- Go to the official website for public safety.
- The homepage will open up.
- Click on the form option.
- You’ll see three choices.
- Select the Prime Minister’s Security Scheme.
- The application form will appear.
- Choose a language to download the form.
- Print it out and fill in your details (like name, address, phone number, email, Aadhaar number).
- Attach necessary documents.
- Submit the form where you have your bank account.
- That’s how you apply for health insurance that the Prime Minister’s Life Security Insurance Scheme.